Following three years of determined lobbying the NACFB is getting its message across as the place to go for the broadest range of commercial finance advice. The Association now has representation on a number of important All Party Parliamentary Groups including the Small Business Group and recently the Micro Business group. This theme ran through a number of Party Conference meetings between the NACFB, ABFA and the FLA with various MPs and business owners in all three conference venues. We have regular meetings with the FCA, which is crucial in helping us respond to the questions and challenges faced by our 1600 members, 99% of whom have full or limited consumer credit permission. The scale of our Association gives us a certain amount of weight to help influence future regulatory impositions. We’ve been heavily involved in discussions and planning for the Government’s Referrals Scheme and with the British Business Bank. NACFB members were responsible for introducing more than £20 billion of commercial lending between mid-2015 and mid-2016. This headline figure follows eight consecutive years of growth. The NACFB is here to provide a Code of Practice for the Commercial finance industry, but when asked for help and recognised as the real alternative business finance provider, we need to help and be in a position to deal with enquiries. As part of a non political group of 125 trade bodies representing one million SME’s, our presence within the walls of Westminster puts us in a unique position to help businesses across the UK. We were also involved in the Business Finance Partnership, a fund developed by HM Treasury to help businesses source alternative funding sources. This is not a one off programme with the NACFB intermediary network at its heart, but a sustainable long term plan to get private and institutional money to SME’s. The current board of directors aims to continue the intense lobbying work carried out by the Association to become an ever more relevant and valuable voice in the future.