Annual Survey Results 2016

More than 1600 members were asked to detail the business they had written between 1stJuly 2015 and 30th June 2016. The total figure is up by almost 30% on last year’s figures.

Members should now have received a hard copy of our Annual Report & Accounts in the post. Let us know if you haven’t, by sending your desired postal address to, and we will send you a copy.

The headlines are:

  • Buy-to-let lending up 39.1% to £4.9 billion over the past 12 months; no apparent sign of a hangover from the Stamp Duty hike
  • Invoice finance and equipment finance lending up 22.8% and 10.5% in the past year
  • Traditional long term commercial property lending up across the board; with commercial mortgages up 54.8%
  • Signs there’s been a switch back to traditional lending with 14.4% drop in new forms of business finance
  • Lending totalled £20.7bn during the survey period
  • Over the past year, lending to SMEs has exceeded the pre-recession high of 2007.
  • It’s also the seventh consecutive year that total lending to small businesses has grown.

This was a phenomenal and record breaking twelve month period across the commercial finance sector. With the UK’s SME community showing a real appetite for growth, we have seen small business lending at levels above even those registered before the financial crash.